When is travel insurance a good idea, and when is it probably not worth buying?

July 25, 2018
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A departure board showing cancelled flights is pictured at Paris Charles de Gaulle airport, in Roissy, near Paris, Saturday, April 7, 2018. The cancellations were because of a strike. Travel insurance can protect travelers from financial loss if their trips are disrupted or cancelled because of some unforeseen circumstance. (AP Photo/Christophe Ena)

Nearly every time you book a flight, cruise or tour, you get prompted to buy insurance. But do you need insurance for every trip? In this episode of the Associated Press Travel podcast “Get Outta Here,” AP Travel editor Beth Harpaz talks about the issue with Beth Godlin, president of Aon Affinity Travel Practice.

Godlin offers advice on when travel insurance is a good hedge against unanticipated expenses or problems, and what exactly you can expect it to cover.


New episodes of “Get Outta Here!” are published every Wednesday. Host Beth J. Harpaz is travel editor for The Associated Press, a volunteer Big Apple Greeter and a licensed tour guide in her native New York City. She recently completed a quest to visit all 50 states.

Before becoming travel editor, where most of the news -- thank goodness -- is about happy people going on nice vacations, Beth covered politics, disasters and all manner of mayhem for the AP. And not to reveal her age, but she also worked for several newspapers way back in the 20th century and even wrote three books.

She does not own wheeled luggage but instead carries her belongings around the world in an ancient backpack and various tote bags.


For more trip ideas, travel trends and destination news from Beth and the rest of The Associated Press, follow @AP_Travel on Twitter and check out the travel tab on the AP News mobile app.

For a full list of podcasts, go to the AP podcast page on APNews.com or subscribe on iTunes at http://apple.co/2s2ruHY or Stitcher at https://www.stitcher.com/podcast/associated-press/get-outta-here-the-ap-travel-podcast

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