Indiana seeks ‘bridge’ for those on state insurance
INDIANAPOLIS : Indiana is hoping to create a program to help those on the Healthy Indiana Plan transition to employer insurance or other health care coverage, the Family and Social Services Administration announced Wednesday.
The agency has requested federal approval to create the HIP Workforce Bridge and also proposed some changes to an incoming work requirement, according to a news release.
“When you take a step forward in your career you should also continue to take steps to be healthy,” Gov. Eric Holcomb said. “We want Hoosiers to pursue meaningful employment while continuing to see their doctor, take their medicines and maintain their overall health.”
Indiana’s HIP program, which started in 2008, provide a consumer-driven health care plan to hundreds of thousands of low- to middle-income Hoosiers. But the next step is to develop a program that helps Hoosiers maintain coverage when their income improves and they are no longer are eligible for HIP.
If approved, the HIP Workforce Bridge will be a first-in-the-nation approach to eliminate a common obstacle that can prevent HIP members from pursuing meaningful employment, the news release said.
The program would allow outgoing HIP participants to continue to use up to $1,000 from their POWER accounts for premiums, deductibles, copayments and coinsurance for the next 12 months during their transition to commercial coverage. Unlike traditional health savings accounts, POWER accounts do not stay with the enrollee if they move to private insurance.